Both approaches promise peace of mind, but the best option often depends on your budget, driving habits, and risk tolerance. With repair costs climbing across the automotive industry, this debate has taken on more weight than ever.
Ram Repair Costs in 2025
Pickups like the Ram 1500, 2500, and 3500 are built for durability, but they’re not immune to costly repairs. Even routine fixes can outpace what drivers expect to pay.
| Common Repair | Average Cost (2025) | Notes |
|---|---|---|
| Transmission replacement | $5,000 to $6,800 | Most common after 100K miles |
| Air suspension repair | $1,200 to $2,000 | Especially on higher trims |
| Electrical system issues | $800 to $1,500 | Sensors, modules, wiring |
| Brake replacement (all four) | $600 to $900 | Wear item, not warranty covered |
| Engine repairs (major) | $4,500 to $7,000 | Includes head gaskets, camshaft work |
These numbers highlight the stakes: a single unexpected repair could drain years of savings.
Extended Warranty vs Savings
Both strategies have their merits. Here’s how they compare:
| Factor | Extended Warranty | Repair Savings Account |
|---|---|---|
| Upfront cost | Monthly or one-time payment | None; depends on discipline |
| Coverage | Pays for covered parts and labor under plan | Only what you’ve saved |
| Predictability | Fixed costs; no surprises | Highly variable; depends on breakdowns |
| Risk | Lower, as big repairs are covered | Higher, one major failure can wipe account |
| Flexibility | Locked to vehicle and plan terms | Cash can be used for anything |
| Nationwide use | Serviceable at any Ram dealer with Mopar coverage | Limited to funds saved |
Mopar FlexCare Benefits
For Ram owners, Mopar FlexCare coverage stands out because it’s designed specifically for FCA/Stellantis vehicles. Plans can include:
- Mechanical coverage for thousands of components
- Roadside assistance and towing
- Rental car allowances
- Factory-backed protection honored at Ram dealerships nationwide
The biggest advantage is predictability. Instead of hoping your savings line up with the timing of repairs, you have guaranteed vehicle warranty coverage that can cover the most expensive failures.
Which Works Better?
For highly disciplined savers who keep thousands of dollars liquid, a repair savings account might work. But for most Ram drivers, extended coverage delivers more financial stability. Trucks often encounter expensive, unpredictable failures at higher mileage, making Mopar FlexCare plans a practical hedge against inflation in parts and labor costs.
Granger’s Role
For drivers ready to explore their options, BuyMoparWarranty.com offers direct access to Mopar FlexCare plans without hassle. Transparent pricing and factory-backed coverage make it easier for Ram owners to protect their investment long term.
FAQs
How much does an extended warranty for a Ram cost?
Pricing depends on the model, mileage, and coverage level. Generally, monthly payments are far lower than the cost of a single major repair.
Does a repair savings account work for Ram owners?
It can, but only if you consistently save and avoid dipping into funds. One big repair may exceed your balance.
What are the Mopar FlexCare benefits?
Mopar FlexCare provides coverage for mechanical repairs, roadside assistance, rental cars, and nationwide dealer support.
Can I buy Mopar FlexCare for a used Ram?
Yes. Many plans are available for both new and pre-owned Ram trucks, provided mileage and age requirements are met.
Where can I buy Mopar FlexCare coverage?
You can purchase coverage directly through BuyMoparWarranty.com.
