Is Factory-Backed Coverage Worth It Compared to Third-Party Options?
Extended warranties come in many forms, but not all are created equal. If you’re deciding between Mopar FlexCare and a third-party service contract, it’s important to understand what each offers and where they differ.
This guide breaks down how FlexCare stacks up against other extended warranties, helping you make the best call for your vehicle and your wallet.
What Is Mopar FlexCare?
FlexCare is the official extended warranty program from Mopar for Chrysler, Dodge, Jeep, and Ram vehicles. It’s factory-backed, accepted nationwide at any certified dealer, and uses original parts and trained technicians.
Plans include:
Plan | Coverage | Best For |
Extended Care Premium | 5,000+ components | Full protection including tech systems |
Extended Care Plus | 850+ components | Balanced, cost-effective coverage |
Extended Care | Powertrain components | Budget-conscious drivers |
How FlexCare Compares to Third-Party Extended Warranties
Category | Mopar FlexCare | Third-Party Warranty Providers |
Repair Network | All certified Stellantis dealers | May limit you to preferred or in-network shops |
Parts & Labor | OEM parts, certified techs | Aftermarket parts, variable technician quality |
Claims Process | Direct through the dealership | Often requires pre-approval or reimbursement |
Coverage Transparency | Clearly defined plans | Varies by provider; often lacks detail |
Resale Value Boost | Transferable, adds value | Not always transferable |
Roadside Assistance | Included in every plan | May cost extra |
Cancellation Option | Usually refundable early in term | Varies widely |
Online Pricing | Transparent at BuyMoparWarranty.com | Often only available by phone |
Real-World Value of FlexCare Coverage
FlexCare is designed for real repairs that Stellantis vehicles are likely to face. Common claim examples include:
- Transmission replacement: $4,000+
- Touchscreen or Uconnect failure: $2,000
- Power steering or suspension repairs: $1,500+
Many third-party plans advertise low rates, but use fine print to avoid paying for common failure points or require you to front the cost of repair and wait for reimbursement.
Why FlexCare Is Often the Better Investment
No surprises: Coverage is clearly outlined in advance, and there’s no guessing when it comes to what’s included. You get a plan that’s built for your vehicle, with no loopholes or gray areas. Plus, all repairs are handled through trusted, certified dealerships—no vetting unfamiliar shops or chasing claim approvals.
Backed by Stellantis: FlexCare isn’t a generic protection plan. It’s built and supported by the same company that engineered your Chrysler, Dodge, Jeep, or Ram. That means original Mopar parts, certified technicians, and coverage designed specifically for your vehicle’s systems.
Better support: You’re never stuck in a cycle of phone calls, pre-approvals, or reimbursement delays. The dealership handles everything, and repairs are often completed faster with less friction. It’s a seamless ownership experience—especially when unexpected problems arise.
Resale boost: A transferable Mopar FlexCare plan signals to future buyers that your vehicle has been well-protected and professionally serviced. It adds real resale value, making your car or truck easier to sell and more attractive on the used market.
How to Buy Mopar FlexCare Online
1. Visit BuyMoparWarranty.com
The official online portal for Granger Motors warranty sales
2. Enter Your Vehicle Details
Provide your year, make, model, and mileage
3. Compare Coverage Levels
Select Extended Care, Plus, or Premium based on your needs
4. Choose Your Payment Plan
Pay upfront or in affordable monthly payments
5. Complete Your Purchase
No upsells, no pressure—just real coverage, fast
Mopar FlexCare FAQs
Is FlexCare more expensive than third-party plans?
It can be, but it’s more transparent and comes with better long-term value.
Can I use FlexCare at any repair shop?
No. It must be used at a certified Chrysler, Dodge, Jeep, or Ram dealership.
Does FlexCare cover used vehicles?
Yes, if they are model year 2020 or newer and within mileage eligibility.
Can I cancel the plan?
Most plans offer cancellation and prorated refunds depending on usage.
Is roadside assistance included?
Yes. All Mopar FlexCare tiers include it as part of the coverage.
